Flintgate Capital Group, based in Benton, AR, is a broker of business funding, not a lender. It prepares funding requests and passes them to funding partners, and the partner that reviews a request decides on any offer, its amount, its cost and its terms.
How Flintgate Capital Group in Benton, AR takes part in a funding request, and what it leaves to funding partners.
Flintgate Capital Group's Part in a Saline County, AR Funding Request
Flintgate talks through the cost with the business owner, matches it to one funding type and prepares the request. It does not lend its own money, does not approve or decline requests, and does not set interest rates, fees, factor rates or payment schedules.
A request prepared by Flintgate may go to one funding partner or to several. Each partner runs its own review, may ask for its own records and may check credit with the owner's consent.
Offers, Prices and Declines Belong to the Funding Partner Alone
Any offer comes from the funding partner, on the partner's documents and at the partner's price. Flintgate makes no promise that an offer follows, about the amount it would be for, or about how soon a decision arrives. The owner may decline any offer, and nothing binds the business until it signs the partner's agreement.
Card-Sales Advances Are Purchases of Future Receipts, Never Loans
A merchant cash advance is not a loan. A provider buys a share of a business's future card or bank receipts at a discount and collects that share through a holdback or fixed debits until the agreed amount has been collected. Its cost is set as a factor rather than an interest rate, so converting it to total dollars comes first when it is set beside a credit line or a term loan.
Invented Worked Examples, Calculator Results and Census Figures on These Pages
Payment examples on this site are labeled as illustrations with invented figures, and the construction credit line calculator gives estimates from the inputs typed into it. Neither one is an offer, a quote or a statement of what any partner charges.
County and ZIP figures come from U.S. Census Bureau programs (County Business Patterns, ZIP Code Business Patterns, Nonemployer Statistics, the American Community Survey and the Building Permits Survey), each labeled with its year. They describe local businesses in general, not Flintgate's own requests.
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