# Flintgate Capital Group > Flintgate Capital Group is a small-business funding broker at 126 N Main St, Benton, AR 72015 (phone (501) 236-4157). It helps businesses in Benton, AR; Bryant, AR; Bauxite, AR and across Saline County, Arkansas; and in Alexander, AR (Pulaski and Saline counties); Lonsdale, AR (Garland County); Sheridan, AR (Grant County); Malvern, AR (Hot Spring County); Hensley, AR (Pulaski County); Roland, AR (Pulaski County); Redfield, AR (Jefferson County), explore business lines of credit, business term loans, equipment loans and leases, working capital loans, inventory financing, and merchant cash advances. Flintgate Capital Group is a broker: it takes a business funding request and passes it to funding partners, and the partner that reviews the request decides whether to make an offer and on what amount, cost and terms. Flintgate Capital Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Flintgate Capital Group does not arrange personal, payday, auto title or mortgage loans, does not offer grants, and does not arrange funding for trucking or agriculture. Key facts: - Business type: small-business funding broker (not a lender) - Address: 126 N Main St, Benton, AR 72015, United States - Phone: (501) 236-4157 - Apply: https://flintgatecapitalgroup.com/apply/ - Places: Benton, AR; Bryant, AR; Bauxite, AR and all of Saline County, Arkansas; also Alexander, AR (Pulaski and Saline counties); Lonsdale, AR (Garland County); Sheridan, AR (Grant County); Malvern, AR (Hot Spring County); Hensley, AR (Pulaski County); Roland, AR (Pulaski County); Redfield, AR (Jefferson County) - Language: English ## Funding options - [Types of Business Loans for Benton, AR Physician Offices and Insurance Agencies](https://flintgatecapitalgroup.com/business-loans/): Flintgate Capital Group in Benton, AR compares six funding types for Saline County contractors, clinics, insurance agencies and restaurants. The page defines a credit line and a term loan, asks whether equipment financing is a loan, explains the merchant cash advance, separates secured from unsecured credit and lists which cost each type fits. - [Working Capital Loans in Benton, AR While Quick-Service Restaurants Wait on Customer Payments](https://flintgatecapitalgroup.com/business-loans/working-capital/): Flintgate Capital Group in Benton, AR helps Saline County contractors and kitchens frame working capital requests. The page compares lender types, explains why the loan is short-term, lists the steps to get one, shows a payroll gap worked out in dollars and defines a cash flow term loan. - [Business Term Loans in Benton, AR for Physician Offices, Insurance Agencies and Business Buyers](https://flintgatecapitalgroup.com/business-loans/term-loans/): Flintgate Capital Group in Benton, AR prepares term loan requests for Saline County practices, agencies and contractors. The page covers acquisition loans for a therapy office, how a long-term loan pays down, what a commercial term loan pays for, term loans against credit lines, and loans and down payments for buying an HVAC business. - [Business Lines of Credit in Benton, AR for Therapy and Chiropractic Offices With Uneven Months](https://flintgatecapitalgroup.com/business-loans/line-of-credit/): Flintgate Capital Group in Benton, AR puts credit line requests before funding partners for Saline County offices and contractors. The page shows six invented months on a line, when a commercial line fits an agency, how draw periods and renewals work, what a request includes, when a line is worth it and how a limit is increased. - [Inventory Financing in Benton, AR for Electrical, Plumbing and HVAC Contractors Stocking Ahead of Jobs](https://flintgatecapitalgroup.com/business-loans/inventory-financing/): Flintgate Capital Group in Benton, AR frames inventory requests for Saline County contractors. The page works an invented stock purchase, defines inventory financing, sets it against purchase order financing, explains how lenders advance against stock and lists what to compare between inventory funders. - [Equipment Financing in Benton, AR: Excavators, Mowers and Dental Chairs](https://flintgatecapitalgroup.com/equipment-financing/): Flintgate Capital Group in Benton, AR prepares equipment funding requests for Saline County dental offices, contractors, clinics, landscapers and kitchens. The page covers dental equipment loans, how leases work, used equipment, finance agreements against loans, and $1 buyout and fair market value leases with worked numbers. - [Merchant Cash Advances for Benton, AR Electrical Contractors: Costs, Holdbacks and Alternatives](https://flintgatecapitalgroup.com/merchant-cash-advance/): Flintgate Capital Group in Benton, AR can put card-sales advance requests before providers for Saline County businesses. The page separates revenue-based financing from an advance, explains why an advance is not a loan, works out a holdback and a factor, compares an advance with a credit line and lists the costs and alternatives. ## Industries - [Benton, AR Restaurant Loans: Dish Machines, Ice Makers and New Dining Room Seating](https://flintgatecapitalgroup.com/industries/restaurants/): How a Benton, AR restaurant can line up equipment financing, term loans, working capital and merchant cash advances against kitchen and dining room costs, with county figures at each NAICS code. - [Medical Practice Loans in Benton, AR: Procedure Rooms, Autoclaves and Partner Buy-Ins](https://flintgatecapitalgroup.com/industries/medical-practices/): Which funding types fit imaging, exam rooms, claim lag and partner buy-ins at a Benton, AR medical practice, with county figures for offices of physicians (NAICS 6211). - [Dental Office Loans in Benton, AR: Practice Transitions, Delivery Units and Panoramic X-Rays](https://flintgatecapitalgroup.com/industries/dental-practices/): How a Benton, AR dental office can fund a transition, an added operatory, imaging and lab costs, with county figures for offices of dentists (NAICS 6212). - [Construction Business Loans in Benton, AR for Home Builders, Electricians and Site Crews](https://flintgatecapitalgroup.com/industries/construction/): Contractor financing options in Benton, AR matched to excavators, material bills, draws and retainage, with county construction figures (NAICS 23) and worked examples. - [Business Loans for Retail in Benton, AR: Display Cases, Signage and Stock Reorders](https://flintgatecapitalgroup.com/industries/retail/): How a Benton, AR store can fund fixtures, signs and stock buys, what a partner reads in a retail file, and county retail figures (NAICS 44-45). - [Auto Repair Shop Loans in Benton, AR: Alignment Racks, Two-Post Lifts and a Shop Purchase](https://flintgatecapitalgroup.com/industries/auto-repair/): How a Benton, AR repair or collision shop can fund lifts, racks, frame machines and insurer payment waits, or buy the shop, with county figures for automotive repair and maintenance (NAICS 8111). - [Landscaping Equipment Financing in Benton, AR for Landscapers: Compact Track Loaders and Truck Upfits](https://flintgatecapitalgroup.com/industries/landscaping/): How a Benton, AR landscaping crew can finance mowers, loaders, trailers and upfits and carry material costs, with county figures for landscaping services (NAICS 561730). - [Daycare Center Financing in Benton, AR: Infant Cribs, Toddler Rooms and Vans](https://flintgatecapitalgroup.com/industries/daycare-centers/): How a Benton, AR child care center can pay for rooms, equipment and vans and carry wages while enrollment builds, with Saline County, AR figures for child day care (NAICS 624410). - [Manufacturing Equipment Financing in Benton, AR: CNC Machines, Press Brakes and Plant Upgrades](https://flintgatecapitalgroup.com/industries/manufacturing/): How a Benton, AR manufacturer can finance used or new machines, plant upgrades and raw stock, with Saline County, AR figures for manufacturing (NAICS 31-33) and fabricated metal (NAICS 332). - [Business Loans for Real Estate Agents in Benton, AR: CRM Software, Signage and Marketing Budgets](https://flintgatecapitalgroup.com/industries/real-estate-agents/): How a Benton, AR real estate agent or small agency office can pay for marketing, staff, software and office moves, with Saline County, AR figures for real estate agent offices (NAICS 5312). - [Plumbing and HVAC Business Loans in Benton, AR: Jetters, Camera Rigs and Slow-Paying Jobs](https://flintgatecapitalgroup.com/industries/plumbing-hvac/): How a Benton, AR plumbing or HVAC contractor can pay for drain tools, vans, equipment stock and second crews and carry slow-paying jobs, with Saline County, AR figures (NAICS 238220). - [Benton, AR Chiropractic Practice Loans: Adjusting Tables, Optometry Lanes and Frames Stock](https://flintgatecapitalgroup.com/industries/chiropractic-and-therapy-practices/): How a Benton, AR chiropractic, optometry or therapy office can pay for tables, lanes, imaging, furniture and payroll, with Saline County, AR figures for other health practitioners (NAICS 6213). - [Accounting Firm Loans in Benton, AR: Client Portals, Workstations and New Hires](https://flintgatecapitalgroup.com/industries/accounting-firms/): How a Benton, AR accounting, engineering or consulting firm can pay for workstations, software, hires and practice purchases, with Saline County, AR figures (NAICS 5412, 5413 and 5416). - [Business Loans by Industry for Benton, AR: From Quick-Service Restaurants to Physician Offices](https://flintgatecapitalgroup.com/industries/): Funding types matched to the trades around Benton, AR, with Saline County, AR employer counts by NAICS code and notes on trades without a page of their own. ## Tools and calculators - [Benton, AR Small Business Guides for Physician Offices and Insurance Agencies](https://flintgatecapitalgroup.com/resources/): A business plan outline, a documents checklist and preparation steps for a loan request, with notes on zoning questions and the calculator. - [Construction Line of Credit Calculator for Benton, AR Builders and Trades](https://flintgatecapitalgroup.com/resources/construction-line-of-credit-calculator/): Flintgate Capital Group in Benton, AR built this payment calculator for Saline County builders, trades and clinics. The page works examples for a restaurant build with draws, retainage on progress billings, an electrical contractor's line payment and a physician office carrying payroll on a line. ## Communities near Benton, AR - [Benton, AR Business Loans: Saline County, AR Facts, Local Lenders and Therapy and Chiropractic Offices](https://flintgatecapitalgroup.com/benton-ar/): This page compares the kinds of lenders a Benton, AR owner can approach, matches common costs to funding types, and reads the Saline County, AR and ZIP 72015 employer figures with their limits. - [Business Loans in Bryant, AR for Physician Offices and Insurance Agencies Near Benton, AR](https://flintgatecapitalgroup.com/service-areas/bryant-ar/): Lease and license questions for Bryant, AR offices and shops, the funding type each cost points to, and ZIP 72022 figures read against the city outline. - [Business Loans for Communities Around Benton, AR, From Quick-Service Restaurants to Physician Offices](https://flintgatecapitalgroup.com/service-areas/): Lease checklists for shop and office space, what a landlord can ask for, and ZIP-level employer counts for eight places near Benton, AR, labeled by ZIP. ## Company - [Benton, AR Small Business Loans for Therapy and Chiropractic Offices, Quick-Service Restaurants and Other Local Employers](https://flintgatecapitalgroup.com/): Flintgate Capital Group is based in Benton, AR, and any Saline County business except trucking and agriculture can bring it a funding request. This page covers how an electrical contractor qualifies, credit line against term loan, equipment loans against leases, what a lender reads in an HVAC business plan, insurance agency funding in Arkansas and how a loan works for kitchens and physician offices. - [How Getting a Business Loan Works for Benton, AR Therapy and Chiropractic Offices, Step by Step](https://flintgatecapitalgroup.com/how-it-works/): Flintgate Capital Group in Benton, AR explains how a funding request moves. The page lists what an electrical contractor gathers, the documents a partner can ask for, the underwriting steps, what a physician office can check about its SBSS score, and what the first call covers. - [Business Loan Questions for Benton, AR Contractors and Therapy Offices](https://flintgatecapitalgroup.com/faq/): Flintgate Capital Group in Benton, AR answers owner questions about business funding: equipment financing as debt, loans to buy an electrical contractor, tax treatment of credit line interest, how long a line lasts and whether a therapy office needs an EIN, plus how Flintgate handles a request. - [About Flintgate Capital Group, a Benton, AR Funding Service for Therapy and Chiropractic Offices](https://flintgatecapitalgroup.com/about/): This page introduces Flintgate Capital Group of Benton, AR. It sets out where an electrical contractor can apply for a small business loan, how funding works for a plumbing or HVAC shop, what Flintgate does and leaves to funding partners, and which source fits which cost. - [Contact Flintgate Capital Group: Business Loan Questions for Benton, AR Insurance Agencies](https://flintgatecapitalgroup.com/contact/): How to reach Flintgate Capital Group in Benton, AR by phone, online or at the office, with the questions an electrical contractor, an insurance agency or a therapy office can raise about a business loan before applying. - [Business Loan Application for Benton, AR Quick-Service Restaurants and Physician Offices](https://flintgatecapitalgroup.com/apply/): The Flintgate Capital Group request form for Benton, AR businesses, with what an electrical contractor needs to apply, the steps in order, what a bank looks at for an HVAC shop and the documents a therapy office can be asked for. - [Disclosures for Flintgate Capital Group, Benton, AR](https://flintgatecapitalgroup.com/disclosures/): How Flintgate Capital Group in Benton, AR takes part in a funding request, and what it leaves to funding partners. ## Optional - [Full text of every page](https://flintgatecapitalgroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://flintgatecapitalgroup.com/sitemap.xml)